Holding all the Aces not always a winning hand – by Dr. Stephanie Guthman

Renée and Reggie once had good jobs until a bike accident on Middle Road left them with severe injuries and unable to work. Unable to qualify for financial assistance, the couple relied on family members, friends and the community to help to pay their basic living expenses while they recovered. However, the recovery period was longer than expected and both Renée and Reggie quickly felt trapped, with no way out, as they slid into debt.